Planning & Budgeting

Builder Grade or Custom: Where Is the Money Actually Worth It?

I got asked this and my first answer was that I did not know, which is close to the truth. I cannot point at anything a client spent extra on and show you where that money is visible a year later. What I can do is walk you through houses where somebody went cheap and show you exactly where it went wrong. That asymmetry is the whole answer, and it changes what the question should be.

Living space with light wood look plank flooring, used to illustrate where money spent on remodel materials is actually worth it.

Spending More Does Not Show Up. Going Cheap Does.

This week we published four posts on selections and materials, and working through them kept returning to the same point. Homeowners ask where the money is worth spending. The useful version of that question runs the other way round.

Put a nine dollar tile and a fifteen dollar tile in the same shower and come back in twelve months. Both of them look like a shower. The expensive one is not quietly outperforming the other in some way you can see from the doorway.

Take that same shower down to the cheapest thing in the store and come back in twelve months, and now you can tell. That is the pattern across every finish I have watched age. Money spent above a reasonable level buys you very little that is visible. Money saved below it buys you a problem with a date on it.

The Dollar a Foot Floor

The clearest example is luxury vinyl plank, because the price range is enormous and the failure is predictable.

I have had clients choose a one dollar per square foot LVP instead of the five or ten dollar product. The cheap board is thinner. More importantly the mechanism that clicks it together is weaker, and that is the part nobody looks at in a showroom because it is on the underside of a sample nobody picks up.

Here is what happens. No concrete slab is perfectly flat, and no subfloor is either. A better board bridges those small discrepancies because it has the rigidity and the joint strength to do it. A thin board flexes over them instead, and every step works the joint a fraction. About a year in, those connections start letting go. Now you have gaps, boards that move underfoot, and a floor that announces what it cost.

I have seen that happen so many times that I would call it the default outcome rather than bad luck. Which is why I frame it the way I do. The cheaper you go today, the sooner it shows.

Flooring Is the One I Would Never Cut

If somebody made me pick a single line item to protect, it is the floor, and the reasoning is about load rather than looks.

You walk on it every day. Not occasionally, not carefully, and not in the parts of the house you show people. The path from your bedroom to the kitchen gets used thousands of times a year by everybody who lives there, in shoes, with furniture dragged across it, under a dog.

Nothing else in a remodel absorbs that. Flooring takes more physical abuse than any other finish in the building, and it takes it continuously for as long as you own the house.

It is also the hardest thing to change your mind about later. Repainting a room is a weekend. Swapping a light fitting is an hour. Replacing a floor means emptying every room it runs through, pulling trim, and living somewhere else for part of it. The decision you make on flooring is the one you are most committed to, which is a strange thing to make on price alone.

Why Shower Tile Is a Different Question

People often assume the shower is where quality matters most, because it involves water and water sounds dangerous.

Think about the actual use. You are in there once or twice a day, standing still, and the material is meeting water. That is a mild life for a hard surface. Compare it to a hallway floor taking constant pressure and movement along the same three foot strip for fifteen years.

The waterproofing behind the tile is a different matter entirely. That belongs to the build rather than to your selections, and nobody should be economizing on it. The tile itself, chosen for looks at a sensible price, will be fine. Spend there because you love it. That is a good reason on its own, and you are buying the look rather than durability you are going to need.

The Mistakes I Actually Watch Happen

I cannot think of a single time a homeowner spent money on something and I thought it was a mistake. Not once, on any job.

Every regret I have watched runs the other direction. Somebody goes more budget on the flooring. Somebody drops the shelving down a grade to save a few hundred dollars. Somebody picks the cheaper fixtures because they are the last thing chosen and the budget is tight by then. Those are the decisions that come back, and fixtures and shelving are particularly annoying because they are the things you physically touch every day.

That is worth holding onto when you are trimming a number. The instinct is to shave a little off several things, which spreads the damage across everything you touch and see. Cutting scope is usually the better move. One fewer thing done properly beats five things done to a price, and if the budget genuinely will not stretch, deciding which space to do first is a more productive conversation than downgrading all of them at once.

I Am Not Going to Tell You to Skip the Nice Cabinet

People expect a contractor to have a list of things that are a waste of money. I do not have one.

If you want the most expensive cabinet in the catalogue because having it will make you happy every morning for the next twenty years, I am glad to install it. I am in the business of making somebody’s idea real. Deciding on their behalf which parts of that idea are frivolous would be a strange service to offer. What I will not do is install material you bought yourself, and the reasoning behind that is worth reading.

Somebody spending above their allowance on a tile they fell for in a showroom is not making an error. They are buying the thing they actually wanted, which is the entire point of paying for a remodel instead of leaving the room as it is. Return on investment matters if you are selling soon. If you are staying fifteen years, how much you like looking at it is a real return too.

What Happens in the Showroom

One practical thing to know about yourself before you go.

Nearly every client I have taken to a showroom has come out having chosen something above their allowance, and the price stopped mattering the moment they saw it in person. That is not a failure of discipline. Seeing a material at full size under real light gives you information a number on a proposal cannot. If that happens after the order is placed, changing your mind halfway through carries its own costs.

So plan for it. Treat your allowances as a starting assumption, expect to go over on one or two things you care about, and take it back out of the items you will never think about again. That is a budget doing its job.

If you are planning a basement, kitchen or bathroom in Logan, North Logan, Providence, Smithfield, Hyde Park, Nibley or Hyrum and want help deciding where your money is doing the most work, we can go through it properly. You can request an estimate, read our published pricing, or look through projects we have finished.

Common Questions

Is it worth paying more for better materials in a remodel?

Spending above a reasonable level rarely shows up a year later in any way you can see. Going below it does. The honest framing is that money protects you from visible failure rather than buying visible quality.

What is the one material you would never go cheap on?

Flooring. It absorbs more physical abuse than any other finish in the house and it takes that abuse every day for as long as you live there. It is also the hardest thing to replace later.

What goes wrong with cheap luxury vinyl plank?

The board is thinner and the click mechanism holding it together is weaker. No slab or subfloor is perfectly flat, so a thin board flexes over the discrepancies and the joints start letting go around a year in. You get gaps and movement underfoot.

Should I spend more on shower tile?

Spend on shower tile because you like it. A shower is used once or twice a day and the material meets water rather than constant pressure, so it takes far less punishment than a floor. The waterproofing behind it is part of the build and is not a place to economize.

Where do homeowners usually go wrong on selections?

Underspending, almost every time. Flooring, shelving and fixtures are the three that come back, and fixtures and shelving sting because they are the things you touch daily. Cutting scope is usually better than shaving a little off everything.

Thinking about a project of your own?

Our price ranges are published on the site, so you can work out roughly where your project lands before you speak to anyone. When you are ready, the first call is a conversation, not a pitch.